About Us

All insureds are under an obligation to disclose material / relevant information – typically site details, maps, reports and the like.

For complex projects we can set up a secure dataroom to give insurers the opportunity to review the information to then decide whether the risk is insurable.

The best advice that we can give is that this process should not be rushed – there is a lot of truth in the axiom of acting in haste and repenting at leisure. We have finalised insurance in a matter of days, but it is better to have more time and to do as thorough a job as possible.

Ideally insureds should allow 2-4 weeks for the broking process: understanding your objectives; summarising the risks of concern; obtaining material information to disclose to prospective insurers; approaching insurers; addressing insurers’ questions; reviewing insurers terms; selecting an approved insurer; negotiating the policy wording; and incepting cover. It can take several days of team effort to conclude this process – to do it properly.

We do not have a minimum project size.

We have a lot of experience working on larger sites – some of our insured sites are – often our insured sites are more than 100 ha in size and are being developed for a wide range of uses. 

We also like to bring our expertise to bear on complex sites, such as commercial and industrial brownfield sites which are being redeveloped, and these can often be small in size and relatively low in value.

For environmental insurance projects we can provide cover for up to 25 years.

For legal indemnity insurance cover is typically provided on an in perpetuity basis or until the insured disposes of the property.

For construction insurance, cover is typically 10-12 years.

For abortive costs insurance the cover is not for a fixed period of time – it is for the costs of an unsuccessful appeal to the Planning Inspectorate.

For environmental insurance projects (e.g. the development of large or complex environmentally suspect sites) we usually suggest up to £20M of cover per site. However, for one high risk site we recently provided £50M of cover, comprising an underlying layer from one insurer with an excess layer provided by another.

For legal indemnity insurance, we use markets which can provide up to £195M of cover for a single site.

For abortive planning costs insurance, the maximum limit available is £1.5M of abortive planning costs incurred in making an appeal to the Planning Inspectorate.

For construction insurance, we provide up to £30M of cover for commercial structures.